UAE Gold Rate Today: 24K, 22K, 21K & 18K Gold Price
If you are checking the UAE gold rate today, the number on the board is only the starting point. The price you actually pay for a necklace, ring, bracelet or other jewellery can be noticeably higher because making charges, VAT and the design of the item are added separately.
As of 22 September 2026, the Dubai Gold & Jewellery Group rate reported by Gulf News is AED 523.75 per gram for 24K gold, AED 485.00 for 22K, AED 465.00 for 21K and AED 398.75 for 18K. These are retail gold rates per gram and can change during the day.
Safety Note: Gold prices change quickly, so check the current UAE/Dubai retail rate before paying or selling. For jewellery, always ask the shop for the gold rate per gram, weight, making charge, VAT and final amount separately instead of accepting only one total price.
UAE Gold Rate Today
Here are the latest Dubai/UAE retail rates available for 22 September 2026:
| Gold purity | Price per gram |
|---|---|
| 24K | AED 523.75 |
| 22K | AED 485.00 |
| 21K | AED 465.00 |
| 18K | AED 398.75 |
| 14K | AED 311.00 |
The rates above are based on Dubai Gold & Jewellery Group data published by Gulf News.
What does 24K, 22K, 21K and 18K mean?
The number is the gold’s purity.
24K is the highest-purity option commonly quoted in UAE retail gold rates.
22K contains less pure gold than 24K and is widely used for traditional jewellery.
21K is also commonly used for jewellery in the region.
18K contains a larger proportion of other metals, making it useful for jewellery where strength and design are important.
So if a shop tells you that a bracelet is 22K, you should use the 22K rate, not the 24K rate, when checking the basic gold value.
How Much Is 1 Tola of Gold in UAE?
Many buyers from South Asia use tola rather than grams.
One tola is approximately 11.664 grams.
Using the current UAE rates:
- 24K: approximately AED 6,108 per tola
- 22K: approximately AED 5,657 per tola
- 21K: approximately AED 5,424 per tola
- 18K: approximately AED 4,650 per tola
These are calculated from the per-gram retail rates and are useful for checking the approximate gold value. The final jewellery price can still be higher because of making charges and VAT.
UAE Gold Rate vs the Price You Pay at the Jewellery Shop
This is where many buyers get confused.
Suppose the displayed 22K gold rate is AED 485 per gram.
You find a 10-gram 22K bracelet.
The basic gold value would be:
10 × AED 485 = AED 4,850
But you may not pay AED 4,850.
The jeweller can add a making charge for the workmanship and design. VAT can also apply to the transaction.
So the final bill could be:
Gold value + making charge + applicable VAT = final amount
This is why comparing two jewellery shops only by the gold rate does not always tell you which bill is cheaper.
How to Calculate the Price of Gold Jewellery in UAE
Use this simple method before paying.
Step 1: Check the purity
Ask whether the item is:
- 24K
- 22K
- 21K
- 18K
Step 2: Check the exact weight
Ask the salesperson to show you the weight in grams.
For example:
8.50 grams
Step 3: Multiply weight by today’s rate
If the item is 22K and the rate is AED 485 per gram:
8.50 × 485 = AED 4,122.50
That is the approximate gold value before additional charges.
Step 4: Ask for the making charge
Do not accept “the price includes everything” without asking how much is being charged for workmanship.
Making charges can vary significantly depending on the jewellery design, workmanship, brand and promotion.
Step 5: Check VAT
Ask the jeweller to show the VAT amount separately on the invoice.
Step 6: Compare the final bill
The number that matters is not simply the gold rate.
It is the final amount you are paying for the exact weight and design.
Why Two Jewellery Shops Can Give Different Prices
You can walk into two shops on the same day and see the same 22K gold rate but receive different final prices.
That does not necessarily mean one shop is using the wrong gold rate.
The difference may come from:
- Making charges
- Jewellery design
- Brand premium
- Discounts
- Promotional offers
- Stone charges
- Wastage or workmanship charges
- Other applicable fees
This is why a smart comparison starts with the complete invoice, not just the number displayed outside the shop.
Making Charges: The Part Buyers Often Forget
The gold rate is usually the easiest number to compare.
Making charges are where the final price can move considerably.
A simple machine-made chain may have a different making charge from a detailed handmade necklace.
Before buying, ask:
“What is your making charge per gram?”
or
“What percentage is the making charge?”
Then ask:
“Is the making charge already included in this quoted price?”
Getting the answer before the invoice is prepared makes comparison much easier.
Gold Rate for Jewellery vs Gold Bars
Don’t automatically compare the price of a jewellery item with the price of an investment bar.
A gold bar is normally priced much closer to the underlying gold value, although premiums, dealer margins and other costs can still apply.
Jewellery includes workmanship and design.
For example, if you see:
22K gold rate: AED 485 per gram
that does not mean a 22K necklace weighing 20 grams should cost exactly:
20 × 485 = AED 9,700
The necklace can cost more because it is a finished jewellery product.
How Much Is 10 Grams of Gold in UAE?
Using the current 22 September 2026 rates:
10 grams of 24K
AED 523.75 × 10 = AED 5,237.50
10 grams of 22K
AED 485 × 10 = AED 4,850
10 grams of 21K
AED 465 × 10 = AED 4,650
10 grams of 18K
AED 398.75 × 10 = AED 3,987.50
These figures represent the approximate gold value at the quoted retail rate, not the final price of a finished jewellery item.
What Is the UAE Gold Rate for 1 Gram?
On 22 September 2026, the quoted Dubai rates are:
24K: AED 523.75 per gram
22K: AED 485.00 per gram
21K: AED 465.00 per gram
18K: AED 398.75 per gram
The Dubai Gold & Jewellery Group rates are updated during the day, so yesterday’s number should not be treated as today’s live buying price.
Gold Rate Can Change During the Day
If you are planning to buy expensive jewellery, checking the rate in the morning and then buying several hours later can produce a different calculation.
The current Gulf News rate page shows separate morning, afternoon and evening fields and identifies the Dubai Gold & Jewellery Group as the source. On 22 September, the morning rate shown was AED 523.75 for 24K and AED 485 for 22K, with later fields yet to be populated at the time of the update.
So for a large purchase, check the rate at the time you are actually placing the order.
Should You Buy Gold When the Rate Falls?
There is no reliable rule that says a particular day’s lower rate will definitely be the lowest rate available.
Gold can move because of international gold prices, currency movements, interest-rate expectations, geopolitical developments and investor demand.
For a jewellery buyer, a small difference in the daily gold rate may also be less important than an unnecessarily high making charge.
For example, saving AED 5 per gram on a 20-gram purchase saves AED 100.
But reducing a high making charge by AED 20 per gram on the same 20 grams could save AED 400.
That is why it is worth comparing the whole bill, not just chasing a small change in the daily gold rate.
UAE Gold Rate When Selling Jewellery
Selling gold is different from buying jewellery.
Do not assume that if you bought jewellery when the 22K rate was AED 485 per gram, a shop will automatically buy it back at exactly AED 485 per gram.
The amount offered can depend on:
- Current gold rate
- Purity
- Actual gold weight
- Stones or non-gold components
- Buyback policy
- Dealer’s terms
- Condition and documentation
Before selling, ask the buyer:
“What is your buying rate per gram for this purity?”
Then ask:
“Are there any deductions?”
That gives you a much clearer idea of the actual amount you will receive.
Do Making Charges Come Back When You Sell Gold?
This is an important question that many first-time buyers overlook.
The amount you paid for craftsmanship does not necessarily come back to you when you sell the jewellery.
If you purchased a necklace for its design, you may have paid a significant making charge. When you later sell it for its gold value, the buyer may calculate the offer primarily from the gold content and current market conditions.
That means a jewellery purchase should not automatically be treated as the same thing as buying gold purely for its metal value.
How to Check If a Gold Jewellery Bill Is Reasonable
Before leaving the shop, check these six numbers:
1. Purity: Is it 22K, 21K or 18K?
2. Weight: How many grams?
3. Gold rate: What rate per gram is being used?
4. Gold value: Does weight × rate match the invoice?
5. Making charge: How much are you paying for workmanship?
6. VAT: Is the tax clearly shown?
If the salesperson cannot clearly explain these numbers, don’t rush the purchase.
You can simply ask for a printed quotation and compare it with another shop.
Dubai Gold Rate vs Other Emirates
People sometimes search separately for the Abu Dhabi gold rate, Sharjah gold rate or Ajman gold rate.
The underlying UAE gold market is closely connected, but the final jewellery price can vary between retailers because of making charges, promotions and other costs.
For that reason, don’t assume that travelling to another emirate automatically means you will get a cheaper jewellery bill.
If you are buying a substantial amount, compare the same purity, same weight and same type of jewellery across shops.
Why Dubai Is So Closely Associated With Gold
Dubai has a major gold and jewellery retail market, including the historic Gold Souk and large modern jewellery stores.
The city also displays retail gold rates publicly in major gold-trading areas, supporting price transparency for consumers.
But transparency does not mean every finished jewellery item will have the same final price.
The daily rate gives you the basic market reference.
The invoice tells you what you are actually paying.
A Quick Gold Price Calculator
UAE Gold Price Calculator
Live UAE gold reference prices — 24K, 22K, 21K and 18K
Getting latest price…
Gold prices are indicative reference prices and may differ from jewellery shop prices. Making charges, dealer premiums, stones and other applicable charges may affect the final amount.
What to Ask Before Buying Gold in the UAE
You don’t need a complicated negotiation.
Ask these questions:
“What is today’s rate for this purity?”
“What is the exact weight?”
“How much is the making charge?”
“Is the making charge per gram or a percentage?”
“Are there any stone or design charges?”
“How much VAT will I pay?”
“What is the final amount including everything?”
“What is your buyback policy?”
These questions can save you from comparing the wrong numbers.
UAE Gold Rate History
Gold prices have been moving considerably during September 2026.
For example, Gulf News’ historical data shows the 24K rate at AED 560 per gram on 25 August, compared with AED 523.75 on 22 September. The same data shows the 22K rate moving from AED 518.50 on 25 August to AED 485 on 22 September.
That is useful context if you are wondering why today’s gold rate looks very different from the price you saw a few weeks ago.
But historical movement should not be treated as a guarantee of where gold will go next.
Frequently Asked Questions
What is the UAE gold rate today?
On 22 September 2026, the Dubai Gold & Jewellery Group retail rates reported by Gulf News were AED 523.75 per gram for 24K, AED 485 for 22K, AED 465 for 21K and AED 398.75 for 18K.
What is the 22K gold price in UAE today?
The 22K retail gold rate was AED 485 per gram on 22 September 2026 according to the Dubai Gold & Jewellery Group rate published by Gulf News.
What is the 24K gold price in UAE today?
The 24K retail rate was AED 523.75 per gram on 22 September 2026.
Is the UAE gold rate the same as the jewellery price?
No. The displayed gold rate is used to calculate the gold value. Jewellery can have additional making charges and applicable taxes.
Why is my jewellery bill higher than the gold rate?
Because the final bill can include the value of the gold, making charges, design or stone-related charges and VAT.
Is 22K or 24K better?
They serve different purposes. 24K has higher purity, while 22K is widely used for jewellery. The better choice depends on whether your priority is purity, jewellery use, durability, design or another purpose.
Does the gold rate change every day?
Yes. Gold rates can move frequently because the UAE retail market follows international gold-market movements. Dubai Gold & Jewellery Group rates are published during the day.
What should I check when selling gold?
Check the current buying rate for your purity, the weight used by the buyer, any deductions and the final amount offered. Don’t assume that the original purchase price or making charge will be fully recovered.
Final Takeaway
If you are searching for the UAE gold rate, don’t stop at the first number you see.
Today’s rate is useful for calculating the basic value of your gold, but the real cost of jewellery depends on the complete bill.
For 22 September 2026, the current Dubai reference rate is AED 523.75 for 24K and AED 485 for 22K per gram, with 21K at AED 465 and 18K at AED 398.75.
If you’re buying jewellery, check the purity, weight, gold rate, making charge and VAT before paying. If you’re selling, ask specifically for the buyer’s current rate and any deductions.
That simple habit is much more useful than simply asking whether gold is cheap or expensive today.
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