FAB Bank Credit Card Apply Online in UAE (2026 Complete Guide)
Getting a credit card in the UAE has become easier than ever, and FAB Bank Credit Card Apply online is one of the most searched banking services among residents looking for cashback, travel rewards, airport lounge access, installment plans, and exclusive lifestyle benefits. Whether you’re a salaried employee, business owner, or self-employed professional, First Abu Dhabi Bank (FAB) offers a wide range of credit cards designed for different income levels and spending habits.
As the largest bank in the UAE, FAB provides fully digital credit card applications through its website and mobile app, allowing eligible customers to apply within minutes without visiting a branch. Depending on the card, applicants can enjoy benefits such as welcome bonuses, cashback on groceries and fuel, travel rewards, complimentary airport lounge access, flexible Easy Payment Plans (EPP), and attractive promotional offers.
This complete guide explains everything you need to know about FAB Bank credit cards, including eligibility requirements, minimum salary, required documents, application methods, approval times, fees, activation process, payment options, security tips, and answers to the most frequently asked questions.
Why Choose a FAB Bank Credit Card?
First Abu Dhabi Bank has one of the largest credit card portfolios in the UAE. Instead of offering one generic card, FAB provides multiple options designed for different lifestyles.
Whether you spend more on shopping, travel, dining, fuel, online purchases, or business expenses, there is usually a FAB credit card that matches your needs.
Some of the biggest advantages include:
- Online application in minutes
- Wide range of cashback cards
- Travel and airline reward cards
- Complimentary airport lounge access on selected cards
- Flexible installment plans
- Apple Pay, Google Pay and Samsung Wallet support
- 24/7 fraud monitoring
- Secure online banking
- Easy management through the FAB Mobile App
Because FAB frequently updates its promotions, many cards also include welcome rewards, bonus cashback, or annual fee waivers for eligible new customers.
Types of FAB Bank Credit Cards
FAB offers several categories of credit cards depending on your salary, lifestyle, and financial goals.
| Credit Card Type | Best For |
|---|---|
| Cashback Credit Cards | Everyday spending and cashback rewards |
| Rewards Credit Cards | Shopping and lifestyle benefits |
| Travel Credit Cards | Airline miles and hotel rewards |
| Infinite Credit Cards | Premium travel and luxury benefits |
| Lifestyle Credit Cards | Dining, entertainment and retail offers |
| Business Credit Cards | Business owners and corporate expenses |
| Islamic Credit Cards | Shariah-compliant banking customers |
Each card has different eligibility requirements, annual fees, rewards structure, and spending benefits.
Popular FAB Credit Cards in UAE
Some of the most popular credit cards offered by FAB include:
- FAB Cashback Credit Card
- FAB Share Credit Card
- FAB Rewards Credit Card
- FAB Infinite Credit Card
- FAB Elite Credit Card
- FAB Islamic Credit Cards
- FAB Travel Credit Cards
Before applying, compare annual fees, cashback percentages, reward programs, airport lounge benefits, and minimum salary requirements.
Who Can Apply for a FAB Credit Card?
FAB accepts applications from many UAE residents who meet the bank’s eligibility criteria.
You may qualify if you are:
- UAE citizen
- UAE resident with valid Emirates ID
- Salaried employee
- Self-employed professional
- Business owner
- Freelancer (subject to eligibility)
- Existing FAB customer
- New customer meeting the bank’s requirements
Applicants must also satisfy the bank’s internal credit assessment before approval.
FAB Credit Card Eligibility
Eligibility depends on the specific card you choose.
Common requirements include:
- Minimum age of 21 years
- Valid Emirates ID
- UAE residence visa (for expatriates)
- Proof of income
- Good credit history
- Stable employment
- Minimum salary requirement for the selected card
Meeting the minimum salary does not automatically guarantee approval, as FAB also reviews your credit profile and financial obligations.
FAB Credit Card Minimum Salary
The salary requirement varies depending on the credit card.
Generally:
| Card Category | Typical Salary Requirement |
|---|---|
| Entry-level cards | From around AED 5,000 |
| Cashback cards | Varies by product |
| Premium cards | Higher income requirements |
| Infinite cards | High-income applicants |
FAB periodically updates eligibility criteria, so always verify the latest requirements before applying.
Documents Required for FAB Credit Card Apply
When applying online or at a branch, you may be asked to provide:
- Emirates ID
- Passport copy
- UAE Residence Visa
- Salary certificate (if required)
- Recent salary slips
- Bank statements
- Trade license (for business owners or self-employed applicants)
Existing FAB customers often enjoy a simpler application process because many documents are already on file.
How to FAB Bank Credit Card Apply Online
Applying online is the fastest and most convenient option.
Step 1
Visit the official FAB website.
Step 2
Navigate to the Credit Cards section.
Step 3
Compare available credit cards.
Step 4
Choose the card that matches your lifestyle.
Step 5
Click Apply Now.
Step 6
Complete the online application form.
Step 7
Upload the required documents.
Step 8
Submit your application.
FAB may contact you for additional verification before making a final decision.
Apply Using the FAB Mobile App
Existing customers can often apply directly through the FAB Mobile App.
Simply:
- Sign in
- Open Products
- Select Credit Cards
- Choose your preferred card
- Review eligibility
- Submit your request
Since your customer information is already available, the application process can be faster than applying as a new customer.
How Long Does FAB Take to Approve a Credit Card?
One of the most common questions applicants ask is how long the approval process takes after submitting a credit card application.
The approval time depends on several factors, including document verification, your credit history, employment status, and whether you are already a FAB customer.
Typical timelines are:
| Application Stage | Estimated Time |
|---|---|
| Online Application | 10–20 minutes |
| Initial Review | Same day to 2 business days |
| Document Verification | 1–3 business days |
| Final Approval | 2–7 working days |
| Card Delivery | 3–7 working days |
If additional documents are required, the process may take longer.
How to Check Your FAB Credit Card Application Status
After applying, you may want to know whether your application has been approved.
You can check your application status using several official methods.
Through Customer Care
Call FAB Customer Care and provide your application reference number.
Through the FAB Mobile App
Existing customers can monitor the progress directly inside the app if the application is linked to their profile.
Visit a FAB Branch
You can also visit your nearest FAB branch with your Emirates ID and ask a banking representative to check the application status.
FAB Credit Card Annual Fees
Annual fees depend on the card you choose.
Some entry-level cards may have lower annual fees, while premium travel and lifestyle cards often have higher yearly charges because of the additional benefits they offer.
Many FAB cards also include:
- First-year annual fee waivers
- Spending-based fee waivers
- Promotional offers for new customers
Always review the latest Schedule of Fees before submitting your application.
FAB Credit Card Benefits
FAB credit cards come with numerous lifestyle and banking benefits that vary depending on the card.
Popular benefits include:
- Cashback on groceries
- Fuel rewards
- Dining discounts
- Online shopping offers
- Cinema promotions
- Airport lounge access
- Travel insurance
- Reward points
- Balance transfer offers
- Installment payment plans
- Contactless payments
- Apple Pay, Google Pay and Samsung Wallet support
Premium cards include additional luxury travel privileges and concierge services.
FAB Easy Payment Plan (EMI)
Large purchases don’t always need to be paid in one billing cycle.
FAB allows eligible credit cardholders to convert qualifying purchases into monthly installment plans through its Easy Payment Plan (EPP).
Benefits include:
- Fixed monthly installments
- Flexible repayment periods
- Competitive profit or interest rates
- Better budget management
The feature is commonly used for:
- Electronics
- Furniture
- Medical expenses
- Travel bookings
- Education fees
Eligibility depends on the card type and transaction amount.
Balance Transfer Facility
If you already have a credit card from another bank, FAB may allow you to transfer your outstanding balance.
Benefits include:
- Lower repayment costs
- Easier debt management
- Promotional balance transfer offers
- Single monthly payment
Terms and conditions apply depending on the current promotional campaign.
Airport Lounge Access
Many FAB premium credit cards include complimentary airport lounge access across the UAE and internationally.
Depending on the card, benefits may include:
- International airport lounges
- UAE airport lounges
- Priority travel services
- Discounts on airport dining
- Travel assistance
Always check the specific lounge program included with your card before travelling.
How to Activate Your FAB Credit Card
After receiving your new card, it must be activated before it can be used.
You can activate it through several official methods.
Using the FAB Mobile App
- Log into the app.
- Open Cards.
- Select your new credit card.
- Tap Activate Card.
- Complete OTP verification.
Through Online Banking
Log into FAB Online Banking and follow the card activation instructions.
Through Customer Care
If you’re unable to activate your card digitally, contact FAB Customer Care for assistance.
How to Generate or Reset Your Credit Card PIN
If you forget your PIN or want to change it, FAB provides secure self-service options.
You can:
- Generate a new PIN using the FAB Mobile App.
- Request PIN services through Online Banking.
- Visit selected FAB ATMs.
- Contact Customer Care for guidance.
Never share your PIN with anyone.
How to Pay Your FAB Credit Card Bill
FAB offers multiple payment options.
You can pay using:
- FAB Mobile App
- FAB Online Banking
- Auto Debit Facility
- Cash Deposit Machines
- FAB Branches
- UAE fund transfers
- Exchange houses (where applicable)
Paying your bill before the due date helps maintain a good credit history and avoids late payment charges.
What Happens If You Miss a Credit Card Payment?
Missing your payment due date can lead to:
- Late payment fees
- Finance charges
- Lower credit score
- Reduced chances of future loan approval
- Credit limit restrictions
Setting up automatic payments is one of the easiest ways to avoid missing due dates.
Safety Note
Always apply for a FAB Bank credit card through the official First Abu Dhabi Bank website, the FAB Mobile App, or an authorized FAB branch. Never share your OTP, PIN, CVV, online banking password, or card verification code with anyone. FAB representatives will never ask for these confidential details by phone, SMS, WhatsApp, or email. If you receive a suspicious call or message claiming to be from FAB, contact the bank immediately using its official customer care channels.
People Also Ask
Can I apply for a FAB credit card online?
Yes. FAB allows eligible UAE residents to apply online through its official website or the FAB Mobile App.
What is the minimum salary required for a FAB credit card?
The minimum salary depends on the card you choose. Entry-level cards generally require a lower salary than premium or Infinite credit cards.
How long does FAB take to approve a credit card?
Most applications are reviewed within a few business days, although approval times vary depending on document verification and credit assessment.
Can expatriates apply for a FAB credit card?
Yes. Expats living in the UAE with a valid Emirates ID, residence visa, and eligible income can apply for many FAB credit cards.
How do I activate my FAB credit card?
You can activate it using the FAB Mobile App, Online Banking, or by contacting FAB Customer Care.
Does FAB offer cashback credit cards?
Yes. FAB offers several cashback credit cards that reward spending on groceries, fuel, dining, shopping, and more.
Can I increase my FAB credit card limit?
Eligible customers can request a credit limit increase through the FAB Mobile App, customer care, or by visiting a branch. Approval depends on income and credit assessment.
Does FAB offer airport lounge access?
Many premium FAB credit cards include complimentary airport lounge access within the UAE and internationally.
Can I convert purchases into EMI?
Yes. Eligible purchases can often be converted into monthly installments using FAB’s Easy Payment Plan.
How can I block a lost FAB credit card?
Immediately freeze the card through the FAB Mobile App and contact FAB Customer Care to permanently block it and request a replacement.
Conclusion
Applying for a FAB Bank credit card is a straightforward process, whether you’re an existing customer or applying for the first time. With a wide range of cashback, travel, rewards, lifestyle, and premium cards, First Abu Dhabi Bank offers options for different budgets and spending habits across the UAE.
Before applying, compare the available cards carefully, review the eligibility requirements, annual fees, and rewards, and choose the option that best matches your financial needs. Applying through the official FAB website or Mobile App ensures a secure application process and faster updates on your request. For more UAE banking guides, credit card comparisons, and financial tips, keep exploring TheUAEWeb.com.
